Major Illness Card Issues in Mental Health Care - Psychiatry

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Issues related to the Major Illness and Injury Card?


Hello, doctor.
I would like to ask a question for my friend: "I previously received treatment at China Medical University Hospital for over a year, and then I switched to Kaohsiung Chang Gung Memorial Hospital for a little over a month, during which I was hospitalized at Chang Gung.
The doctor at Chang Gung is currently helping me apply for a catastrophic illness card, but I noticed that the application documents only mention my treatment duration at Chang Gung for about a month.
I would like to know if the National Health Insurance Administration reviews past medical records (from both China Medical and Chang Gung) when applying for the catastrophic illness card, or do they only consider the treatment duration at Chang Gung to determine whether to issue the card? Alternatively, would it be more appropriate for me to return to China Medical and ask the doctor who treated me there to issue the catastrophic illness card?" Thank you, doctor!

Niming, 20~29 year old female. Ask Date: 2019/08/19

Dr. Huang Xiaoxian reply Psychiatry


Hello, usually the National Health Insurance Administration reviews the physician's application based only on the documents submitted by the hospital.
Therefore, to be thorough, sometimes before applying for the catastrophic illness card, it is advisable to request medical records from the previous hospital (China Medical University Hospital) to provide for the current treating physician (Chang Gung Memorial Hospital) for reference.
It is recommended to discuss this with the physician at Chang Gung.

Reply Date: 2019/08/19

More Info


When it comes to applying for a Major Illness Card (MIC) in the context of mental health care, understanding the criteria and processes involved is crucial. The Major Illness Card is a certification provided by the National Health Insurance (NHI) in Taiwan, which allows individuals with chronic illnesses to receive certain benefits, including reduced medical costs.
In your friend's case, the application process for the Major Illness Card typically involves a thorough evaluation of the patient's medical history, current diagnosis, and the severity of their condition. The NHI does not solely rely on the most recent treatment records from a single hospital; they often consider the patient's entire medical history, including records from previous healthcare providers. This means that if your friend has been treated at both China Medical University Hospital and Kaohsiung Chang Gung Memorial Hospital, the NHI may review records from both institutions to assess the continuity and severity of the illness.

Here are some key points to consider regarding the application process for the Major Illness Card:
1. Comprehensive Medical History: The NHI typically reviews the patient's entire medical history, including past diagnoses, treatments, and hospitalizations. This means that if your friend has a significant history of mental health issues documented at China Medical University, it would be beneficial to include that information in the application.

2. Current Treatment and Diagnosis: The application will heavily weigh the current diagnosis and treatment plan provided by the treating physician at Kaohsiung Chang Gung. If the physician believes that your friend's condition meets the criteria for a chronic mental illness, they can advocate for the issuance of the Major Illness Card.

3. Collaboration Between Providers: If your friend feels that the documentation from China Medical University is crucial for their application, they might consider requesting their medical records from that institution. This can provide a more comprehensive view of their mental health history and support the application process.

4. Consultation with Healthcare Providers: It may be beneficial for your friend to discuss their concerns with the physician at Kaohsiung Chang Gung. They can clarify whether the physician can include relevant historical data from China Medical University in the application or if it would be more effective to have the application submitted by the physician at China Medical University.

5. Understanding the Criteria: The criteria for receiving a Major Illness Card generally include the chronic nature of the condition, the impact on daily functioning, and the need for ongoing treatment. Your friend should ensure that their application clearly outlines how their mental health condition meets these criteria.

6. Follow-Up: After submitting the application, it's important for your friend to follow up with the NHI to check on the status of their application. This can help address any potential issues or additional documentation that may be required.

In conclusion, your friend should not hesitate to gather all relevant medical records and consult with their healthcare providers to ensure that their application for the Major Illness Card is as comprehensive and supportive as possible. This proactive approach can significantly enhance the chances of a successful application, ultimately leading to the necessary support and resources for managing their mental health condition.

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