RU486, also known
Is there currently coverage for the cost of medical abortion under health insurance? I'm referring to the oral medication, not the surgical procedure.
Approximately how much does it cost, and what is the success rate? My last menstrual period started on October 13th; is it still urgent for me to take it now?
Ms. M, 20~29 year old female. Ask Date: 2003/11/16
Dr. Zhan Deqin reply Obstetrics and Gynecology
Oral abortion medication is not covered by health insurance.
If you are pregnant, there is still time.
Reply Date: 2003/11/16
More Info
RU486, also known as mifepristone, is a medication used for medical abortions. It is typically administered in combination with another medication called misoprostol. Understanding the coverage, costs, and effectiveness of RU486 is crucial for individuals considering this option.
Coverage and Costs
In the United States, the coverage for medical abortions, including RU486, can vary significantly based on several factors, including insurance plans, state laws, and the healthcare provider. Many insurance plans do cover the cost of medical abortions, but the extent of coverage can differ. Some plans may cover the entire cost, while others may require a co-pay or deductible.
As of my last knowledge update in October 2023, the average cost of a medical abortion using RU486 can range from $300 to $800, depending on the provider and location. This price typically includes the initial consultation, the medication, and follow-up visits. However, if complications arise, additional costs may be incurred for further medical care.
It's important to check with your insurance provider to understand what is covered under your plan. If you are uninsured or underinsured, some clinics offer sliding scale fees based on income, and there may be financial assistance programs available to help cover the costs.
Effectiveness
RU486 is highly effective for terminating early pregnancies, particularly when used within the first 10 weeks of gestation. The success rate for medical abortions using RU486 is approximately 95-98% when the medication is taken correctly and within the recommended timeframe. The effectiveness decreases as the pregnancy progresses beyond this period.
Given your last menstrual period was on October 13, and if you are currently within the 10-week window, you may still be eligible to use RU486. However, it is essential to consult with a healthcare provider to confirm your gestational age through an ultrasound or other means, as this will determine the best course of action.
Timing and Considerations
If you are considering taking RU486, it is crucial to act promptly. The sooner you initiate the process, the higher the likelihood of a successful medical abortion. If you are already past the 10-week mark, the healthcare provider may recommend alternative options, such as a surgical abortion, which is typically performed in a clinic or hospital setting.
Conclusion
In summary, RU486 is a viable option for medical abortion within the first 10 weeks of pregnancy, with a high success rate and varying costs based on insurance coverage and provider fees. If you are considering this option, it is advisable to consult with a healthcare provider who can guide you through the process, discuss potential side effects, and ensure that you receive the necessary follow-up care. Always prioritize your health and well-being by seeking professional medical advice tailored to your specific situation.
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