Am I Eligible for Health Insurance Coverage for Weight Loss Surgery? - Surgery

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Am I within the weight range eligible for health insurance coverage?


Hello, I am a 23-year-old university student.
My weight is 90 kg and my height is 166 cm.
I have been overweight since childhood and I don't feel much burden on my body.
However, in recent years, as my weight has increased, I have experienced more and more physical ailments.
I have tried various weight loss methods, including exercise, dieting, and medication, but I have not lost weight; instead, I have gained more.
Now I have back pain, which makes me reluctant to bend over, and the constant back pain is very difficult to endure.
I would like to know if I can qualify for surgery covered by health insurance based on my height and weight.
Additionally, it seems that obesity runs in my family; I weigh 90 kg, my brother is nearly 100 kg, and my mother is around 85 kg.
I saw a press release from your hospital a few days ago, which is why I am reaching out for advice.
Thank you! ^_^

Ms. Huang, 20~29 year old female. Ask Date: 2004/01/21

Dr. Wang Qichao reply Surgery


Hello! It is recommended that you visit a weight loss clinic for an evaluation by a specialist before deciding on a weight loss method.
Sincerely, Taoyuan Hospital, Department of Health, Executive Yuan.

Reply Date: 2004/01/21

More Info


Based on the information you've provided, it appears that you are struggling with significant weight issues, which have led to health complications such as back pain. Given your height of 166 cm and weight of 90 kg, your Body Mass Index (BMI) is approximately 32.6, which classifies you as obese. Obesity can lead to a variety of health problems, including musculoskeletal issues, metabolic disorders, and increased risk of chronic diseases.

In terms of eligibility for health insurance coverage for weight loss surgery, many health insurance plans, including those under public health systems, often provide coverage for bariatric surgery if certain criteria are met. Generally, these criteria include:
1. BMI Threshold: Most insurance providers require a BMI of 40 or higher for coverage. However, if you have a BMI of 35 or higher and also have obesity-related health conditions (like your back pain), you may still qualify for coverage.

2. Previous Weight Loss Attempts: Insurance companies typically require documentation of previous attempts at weight loss through diet, exercise, and possibly medication. Since you mentioned trying various weight loss methods without success, this may support your case.

3. Medical Evaluation: A thorough evaluation by a healthcare provider specializing in obesity management is usually necessary. They will assess your overall health, the impact of your weight on your daily life, and whether surgery is a suitable option for you.

4. Psychological Assessment: Many programs also require a psychological evaluation to ensure that you are mentally prepared for the changes that come with weight loss surgery.

5. Family History: While family history of obesity can be a contributing factor, it typically does not directly influence eligibility for surgery. However, it may be relevant in understanding your overall health risks.

Given your situation, it would be advisable to consult with a bariatric specialist or a weight management clinic. They can provide a comprehensive assessment and guide you through the process of applying for insurance coverage for weight loss surgery. They will also help you understand the different surgical options available, such as gastric bypass or sleeve gastrectomy, and their respective risks and benefits.

In addition to surgical options, it's important to consider non-surgical interventions as well. These can include structured weight loss programs, nutritional counseling, and behavioral therapy, which can be beneficial in managing obesity and its related health issues.

Lastly, addressing your back pain is crucial. Chronic pain can significantly affect your quality of life and may also hinder your ability to engage in physical activity, which is essential for weight management. A multidisciplinary approach involving physical therapy, pain management, and possibly orthopedic evaluation may be necessary to alleviate your discomfort.

In summary, you may be eligible for health insurance coverage for weight loss surgery based on your BMI and health conditions. It is essential to seek a professional evaluation to determine the best course of action for your weight loss journey and overall health.

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