Does health insurance cover gynecomastia in males?
Is gynecomastia covered by health insurance for men? If it is covered, how much is the reimbursement? If it is not covered, how much would it cost? Does insurance provide compensation for this? I just graduated from high school, so I want to clarify.
I am from Taoyuan; are there any specialized hospitals or clinics there? Thank you.
Xiao Nan, 20~29 year old female. Ask Date: 2015/07/21
Dr. Lu Daokuan reply Plastic Surgery
There is no coverage.
Claims depend on whether the insurance policy includes the procedure; you can consult your insurance broker.
For out-of-pocket surgeries, a minor liposuction combined with a power-assisted liposuction may cost around 60,000 to 70,000 TWD, while a more extensive breast reduction surgery could cost around 150,000 TWD.
Reply Date: 2015/07/21
More Info
In Taiwan, the coverage of health insurance for gynecomastia surgery, also known as male breast reduction surgery, can be somewhat complex and varies based on specific criteria set by the National Health Insurance (NHI) program. Generally, gynecomastia surgery may be covered by health insurance if the condition is deemed to be severe and causes significant physical or psychological distress to the patient.
To qualify for coverage, patients typically need to meet certain medical criteria, which may include:
1. Diagnosis: A formal diagnosis of gynecomastia, which is often confirmed through clinical evaluation and possibly imaging studies.
2. Severity: The condition must be severe enough to warrant surgical intervention. This is usually assessed based on the degree of breast tissue enlargement and its impact on the patient's quality of life.
3. Documentation: Patients may need to provide documentation from a healthcare provider, such as a plastic surgeon or an endocrinologist, detailing the diagnosis and the impact of the condition on their life. This may include psychological assessments if the condition has led to significant emotional distress.
If the surgery is approved for coverage, the costs can vary. Generally, the NHI may cover a significant portion of the surgical fees, but patients might still be responsible for co-payments or additional costs associated with the procedure, such as anesthesia or hospital stay. The exact amount covered can depend on the specific hospital or clinic and the complexity of the surgery.
In cases where the surgery is not covered by health insurance, patients can expect to pay out-of-pocket. The cost of gynecomastia surgery in Taiwan can range from NT$50,000 to NT$100,000 or more, depending on the facility, the surgeon's expertise, and the specifics of the procedure. It’s important to consult with a qualified surgeon to get an accurate estimate based on individual circumstances.
Regarding insurance claims, if you have private health insurance, it’s essential to check with your insurance provider to understand if they offer any coverage for gynecomastia surgery. Some policies may cover part of the costs if the surgery is deemed medically necessary, while others may not cover cosmetic procedures at all.
For those in Taoyuan looking for specialized clinics or hospitals, it is advisable to research facilities that have a good reputation for performing gynecomastia surgery. Consulting with a board-certified plastic surgeon who has experience in this area can provide valuable insights and help determine the best course of action. They can also assist in navigating the health insurance process and provide guidance on obtaining the necessary documentation for coverage.
In summary, while health insurance in Taiwan may cover gynecomastia surgery under certain conditions, it is crucial to meet the specific criteria set by the NHI and to consult with healthcare professionals to understand the coverage details and potential costs involved.
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