Sebaceous cysts, health insurance coverage issues?
The health insurance covers the removal of up to three sebaceous cysts.
If more need to be removed, they must be paid out of pocket.
Is there a time limit for this, or do subsequent removals always have to be out of pocket? For example, can three more be removed after six months? This is important to know, as the total cost for removing all of them could be quite substantial.
Niming, 30~39 year old female. Ask Date: 2015/07/16
Dr. Wu Yuxin reply Dermatology
A maximum of 2-3 pieces at a time.
The next time will also be 2-3 pieces.
If it's out-of-pocket, it will depend on the size of the pieces.
Reply Date: 2015/07/16
More Info
In Taiwan, the National Health Insurance (NHI) system provides coverage for various medical procedures, including the removal of cysts, commonly referred to as "lipomas" or "sebaceous cysts." However, there are specific guidelines regarding the number of cysts that can be removed under insurance coverage and the associated costs.
According to the current regulations, the NHI covers the removal of up to three cysts in a single surgical procedure. If a patient requires the removal of more than three cysts, the additional procedures will not be covered by the insurance, and the patient will need to pay out-of-pocket for those extra removals. This policy is designed to manage healthcare costs and ensure that resources are allocated efficiently.
Regarding the question of whether there is a time limit for subsequent procedures, the regulations do not explicitly state a waiting period between surgeries. However, it is generally understood that if a patient wishes to have additional cysts removed after the initial procedure, they can do so after a reasonable period, such as six months. This means that if a patient has three cysts removed today, they could potentially return after six months to have more cysts removed, assuming they meet the medical necessity criteria and the new cysts are not considered pre-existing conditions.
It is important to note that the decision to perform additional surgeries will depend on the patient's health status, the nature of the cysts, and the physician's recommendation. The healthcare provider will evaluate the patient's condition and determine whether further surgical intervention is necessary and appropriate.
Patients should also be aware that while the NHI covers certain aspects of cyst removal, there may be additional costs associated with the procedure, such as hospital fees, anesthesia, and follow-up care. It is advisable for patients to discuss these potential costs with their healthcare provider and the hospital's billing department to gain a clear understanding of their financial responsibilities.
In summary, while the NHI in Taiwan covers the removal of up to three cysts per procedure, any additional cysts will require out-of-pocket payment. There is no strict time limit for subsequent procedures, but a waiting period of several months is typically observed. Patients should consult with their healthcare provider for personalized advice and to understand the financial implications of their treatment options.
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